Free Salary Calculators 2026

Convert hourly to salary, calculate overtime pay, estimate take-home pay after taxes, plan your raise, and compare job offers. Updated with 2026 tax brackets and minimum wage data.

✓ Updated for 2026 ✓ No Sign-Up Required ✓ 100% Free

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Hourly to Salary Converter

Convert between hourly wage and annual salary. See daily, weekly, biweekly, and monthly equivalents. Includes overtime impact.

Overtime Pay Calculator

Calculate overtime pay at 1.5x and 2x rates. See weekly totals with regular and overtime hours. Includes double time.

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Take-Home Pay Calculator

Estimate your paycheck after federal, state, and FICA taxes. See gross vs. net for any pay frequency.

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Raise Calculator

Calculate the dollar and percentage impact of a raise. See new salary, biweekly pay, and annual difference.

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Job Offer Comparison

Compare two job offers side-by-side. Factor in salary, benefits, commute costs, and taxes to find the true winner.

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W-2 vs. 1099 Calculator

Compare employee (W-2) vs. contractor (1099) pay. Factor in self-employment tax, benefits, and deductions.

Hourly to Salary Converter

Convert your hourly wage to annual salary and vice versa. See all pay period equivalents: daily, weekly, biweekly, semimonthly, and monthly.

Standard is 52 weeks. Use 50 if you get 2 weeks unpaid vacation.
Optional: Include regular overtime at 1.5x rate
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Enter your hourly wage or salary to see all conversions

Overtime Pay Calculator

Calculate your overtime pay at time-and-a-half (1.5x) and double time (2x). See your total weekly earnings with regular and overtime hours.

Typically hours over 40 in a week
Holidays, Sundays, or contract-specified
Most states follow federal standard: OT after 40 hours/week

Enter your hours and rate to calculate overtime pay

Take-Home Pay Calculator

Estimate your paycheck after federal income tax, Social Security, Medicare, and state taxes. Works for any pay frequency.

From your W-4 form (Step 3 + Step 4)
Per paycheck amount
HSA, FSA, transit, etc.
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Enter your gross pay and details to estimate take-home pay

Raise Calculator

Calculate the impact of a raise on your salary, hourly rate, and take-home pay. See dollar and percentage differences for any raise amount.

Typical annual raise: 3-5%. Promotion: 8-15%
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Enter your current salary and raise to see the impact

Job Offer Comparison

Compare two job offers side-by-side. Factor in salary, benefits value, commute costs, and taxes to find which offer truly pays more.

Job A (Current / Offer 1)

Health, 401k match, PTO, etc.
Gas, parking, transit, wear on vehicle

Job B (New Offer)

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Enter both job offers to compare total compensation

W-2 Employee vs. 1099 Contractor Calculator

Compare employee (W-2) vs. contractor (1099) pay. Factor in self-employment tax, benefits, deductions, and see what hourly rate you need as a contractor to match employee pay.

W-2 Employee

Health, 401k match, PTO, etc.

1099 Contractor

Account for unpaid time off
Home office, equipment, mileage, etc.
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Enter W-2 and 1099 details to compare total compensation

Frequently Asked Questions

How do I convert hourly wage to annual salary?

Multiply your hourly wage by the number of hours you work per week, then multiply by the number of weeks you work per year. Formula: Hourly Rate × Hours/Week × Weeks/Year = Annual Salary. For example, $25/hour × 40 hours × 52 weeks = $52,000/year. Don't forget to account for unpaid vacation time if you don't get paid time off.

What is overtime pay and when do I qualify?

Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive overtime pay at 1.5x their regular rate for hours worked over 40 in a workweek. Some states have additional rules — California requires overtime after 8 hours in a day and double time after 12 hours. Exempt employees (salaried managers, professionals) typically do not qualify for overtime.

How much of my salary goes to taxes?

On average, 20-30% of gross pay goes to federal income tax, Social Security (6.2%), Medicare (1.45%), and state income tax (varies). For a $60,000 salary, expect roughly $45,000-$48,000 in take-home pay annually. Use our Take-Home Pay Calculator with your specific state and deductions for a precise estimate.

What is a good raise percentage?

Standard annual raise: 3-5% (cost of living adjustment). Performance-based raise: 5-8%. Promotion: 8-15% or more. If you're switching jobs, 10-20% is typical. In high inflation years, 5-7% may be needed just to maintain purchasing power. Always research market rates for your role using sites like Glassdoor, PayScale, or the BLS.

Should I take a higher salary or better benefits?

It depends on your situation. Health insurance can be worth $8,000-$15,000/year. A 401(k) match of 4-6% is essentially free money. Remote work can save $4,000-$12,000/year in commute costs. More PTO has real value too. Use our Job Comparison calculator to factor in all these elements and see the true total compensation difference.

Is it better to be a W-2 employee or 1099 contractor?

It depends on your priorities. W-2 employees get benefits, employer-paid payroll taxes (7.65%), unemployment insurance, and legal protections. 1099 contractors pay self-employment tax (15.3%), buy their own benefits, but can deduct business expenses and often earn higher rates. As a rule of thumb, contractors should charge 25-40% more per hour to break even with a W-2 employee after taxes and benefits.

What is the federal minimum wage in 2026?

The federal minimum wage remains $7.25/hour as of 2026, unchanged since 2009. However, 30+ states and many cities have higher minimum wages. For example, California is $16.50+/hour, Washington is $16.50+/hour, and New York is $15.50-$16.50/hour depending on region. Always check your state and local minimum wage laws.

How do I negotiate a higher salary?

1. Research market rates for your role, experience, and location. 2. Quantify your value — revenue generated, costs saved, projects led. 3. Practice your pitch with specific numbers. 4. Consider the full package — base salary, bonus, equity, benefits, remote work. 5. Have a BATNA (Best Alternative to Negotiated Agreement) — another offer or willingness to walk. 6. Get it in writing once agreed.